January 25, 2022 4:54 PM
If you live in Montgomery County, Texas, the Montgomery Central Appraisal District (MCAD) plays a vital role in calculating your annual property taxes.
MCAD is responsible for appraising your home’s value, which is then multiplied by local tax rates in order to determine the amount of taxes you owe. This blog post will help you understand how MCAD works and what you can do to save money on your property taxes.
You can reach the Montgomery Central Appraisal District by phone at 936-756-3354, fax at 936-441-2186, or email at inquiries@mcad-tx.org. MCAD’s office is located at 109 Gladstell Street, Conroe, Texas 77305, and is open Monday through Friday from 8 am to 5 pm.
In Texas, appraisal districts in every county are responsible for determining the value of all taxable property within the county. Your home’s assessed value is legally required to reflect its fair market value as of January 1 of each year.
The Montgomery Central Appraisal District is responsible for setting the assessed value of each piece of real estate in Montgomery County. After determining these values, MCAD will send Notices of Appraised Value to the property owners indicating their homes’ assessed values, as well as their taxable values for each taxing unit, once exemptions are applied.
A property tax exemption is a deduction from the taxable value of real estate. For instance, if MCAD assesses the value of your home to be $200,000 and you receive a $40,000 deduction, you will be taxed as if your home was only worth $160,000. Deductions are granted by individual taxing units, so your home will likely have different taxable values for each taxing unit.
Residential homestead exemptions for individuals who own and occupy their homes as of January 1 of the year are the most common type of exception. Every school district in Texas must grant residence homestead owners a $40,000 exemption for school taxes, and other taxing units may offer homestead exemptions of up to 20% of a home's value at their discretion.
In addition to the general residential homestead exemption, additional exemptions are available for seniors over the age of 65, disabled veterans, people with disabilities, and surviving spouses.
To apply for an exemption in Montgomery County, you can submit an application by mail, online, or in person at MCAD’s office. You should receive a decision within 90 days from the date your application is received.
If you disagree with your home’s assessed value or have been denied a property tax exemption, you can file a property tax protest with the Montgomery Central Appraisal District.
In Montgomery County, you can file your protest online if your Notice of Appraised value includes an Online Protest ID and states that online protest is available. However, some property owners are not eligible for online protests. If this is the case, you must submit a written protest to MCAD, either by mail or in person at the office.
Filing a property tax protest can be a complicated and challenging undertaking. Fortunately, Watchtower can handle every step of the process on your behalf. We will file your protest, gather evidence, and argue your case in front of the Appraisal Review Board. Best of all, you don’t pay a single penny unless we lower your property taxes. Sign up today to get started with our risk-free services.